Jet ski insurance covers different aspects of owning and using a jet ski, including theft,
damage, liability, and personal accident. It is not a legal requirement in the UK to have jet ski
insurance, however, most harbours, marinas and recognised mooring or launching locations
will require you to have third party insurance (covers damage or injury caused to others).
Personal accident insurance provides cover in case of injury or death as a result of an
accident while operating your jet ski. It's best to consider all options and speak to a specialist
insurer to determine if you require insurance and what level of protection you’ll need for your
specific needs.